We recognise our responsibility to treat the information we obtain about you with care.

We use personal information about you

• to provide you with a quote
• to administer your policy if you buy one
• to maintain and improve the services we provide to you
• to research and tell you about new policies and services

Some of the personal information we ask you to provide may be sensitive. If you buy one of our policies then we will treat you as having given us consent to use any sensitive personal data in connection with the administration of your policy.

Fraud Prevention and Detection

To keep our premiums as low as possible we participate in industry initiatives to prevent and detect crime. As a valued customer, we think you'll appreciate the steps we are taking to provide the best insurance cover.

To prevent and detect fraud we may:

1. check your details with fraud prevention agencies. It is important that you give us accurate information. If you give false or inaccurate information and we suspect fraud, we will record this. We and other organisations may use and search these records to:
   
   
   • help make decisions about credit and credit related services, for you and members of your household;
   • help make decisions on other insurance proposals and insurance claims, for you and members of your household;
   • trace debtors, recover debt, prevent fraud, and to manage your accounts or insurance policies;
   • check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity.
2. pass information to the Claims and Underwriting Exchange Register, run by Insurance Database Services Ltd. The aim is to help us to check information provided and also to prevent fraudulent claims. Under the conditions of your policy, you must tell us about any incident (such as accident or theft) which may or may not give rise to a claim.
3. share your information with other companies Everitt Boles Ltd.

Information on Products and Services

The information you have provided to us will only be held by us and the insurers we use for the purpose of the policy (ies) of insurancesyou arrange through ourselves. We will NOT send any of your details to "carefully selected organizations" since we respect the fact it is really rustrating receiving unsolicited mail. We may use your details to contact you further should we have news of insurance products or changes to your policy, but this will be on the basis of "sharing information" not advertising or promotion. This information we reserve to publicise through MORIS News on the home page of our website.

You have the right to ask for a copy of the information held by us in our records but we may ask you to pay a small fee. You also have the right to ask us to correct any inaccuracies in your information by writing to us. If you want to know more about our use of your personal information, this should also be done in writing to the above address.

Security

We believe that security is of the utmost importance to our customers.