Regulatory Information and
Terms & Conditions of use
Please read the following section carefully as it contains
the conditions of use governing your use of our website (the "Site").
Additional terms and conditions apply to the products and services
offered on this Site. These will be drawn to your attention when
you browse, apply for and following any purchase. By using this
Site you agree to these conditions of use.
If you wish to contact us regarding any matter set out in these
conditions you may do so by contacting us by email, by phone, or
by writing to us.
Click on each link for full conditions:
Companies operating on the site
The Site is operated by Everitt Boles Limited (“EB”).
EB provides general insurance products advertised on the Site.
EB is regulated by the Financial Services Authority ("FSA").
The Financial Services Authority's Register can be accessed at http://www.fsa.gov.uk/register.
By entering into a contract of insurance you will take on certain
obligations and grant certain powers to EB. Nothing contained in
any insurance policy terms affects your statutory rights as a consumer.
Use of Personal Information
Through your use of the Site you agree that personal information
that is provided will be dealt with in accordance with our Security
and Privacy statement.
Availability of Site
Whilst we have taken care in the preparation of the Site, certain
technical matters may be beyond our control and we cannot guarantee
that you will have uninterrupted or error free access to all of
the Site at all times, that defects will be remedied, or that the
Site, or the server that makes the Site available, are virus or
bug free. Access may be restricted or service temporarily suspended
to allow for repair , maintenance or for introduction of new products
or services.
Trademarks
Images, logos, names and trademarks on the Site are proprietary
marks owned by Everitt Boles. Unless otherwise agreed in writing
nothing on the Site shall be deemed to confer on any person any
licence or right to use any such image, logo, name or trademark
and any such use may constitute an infringement of the rights of
the holder.
Ownership of all Materials on the Site
Everitt Boles are the owner of all copyright, design, graphical
and text arrangements, database rights and other intellectual property
rights that exist in the content of the Site unless otherwise stated.
The Site is intended for non-commercial personal use only. You may
not commercially exploit, publish, distribute, extract, re-utilise
or reproduce any part of the Site in any material form (including
photocopying or storing it in any medium by electronic means) or
use it in any other way other than in accordance with the limited
use licence set out in our copyright notice.
Interference or entry to the Site with intent to corrupt, damage
or deny service from the Site or for other commercial benefit
shall be taken seriously and we shall take such action as is necessary
to protect the Site from any such activities to protect our intellectual
property rights. You acknowledge that damages may not be an adequate
remedy for any infringement of such rights by you and that we
are entitled to the remedies of injunction, specific performance,
orders to deliver up infringing copies and any other statutory
or equitable relief for any threatened or actual infringement
and that no proof of special damages is necessary for reliance
on such remedies.
Product Terms and Conditions
The content of the Site does not constitute an offer by us to
sell products and services. Your request to purchase a product
represents an offer by you and will be subject to the terms and
conditions of that product or service that we may accept or reject.
After you make a request through the Site to purchase the product
or service then assuming such product or service is available
to you and your offer is accepted, you will receive confirmation
of your purchase.
The information and descriptions on the Site do not necessarily
represent complete descriptions of all terms, conditions and exclusions
and the precise cover provided (as applicable) shall be included
in your Confirmation of Cover and/or any other conditions issued
to you.
If you apply for any product detailed on the Site, these conditions
of use should be read in conjunction with any other terms and
conditions relating to that product or service and, in the event
of any contradiction between these conditions of use and the specific
product or service terms and conditions, the latter shall prevail.
External Links
We may provide links to other websites that are not under our
control. These links are provided for your convenience. When you
activate these links, you will leave the Site. We do not endorse
or take responsibility for the content on third party websites
or the availability of those websites and we are not liable for
any loss or damage that you may suffer by using those websites.
If you decide to access linked websites you do so at your own
risk.
Site Access
The Site is directed at those who can access the Site from the
UK and is intended for use by UK residents only. Applications
for products from non-UK residents will, unless otherwise stated,
not be accepted.
You must not use the Site in any way that causes or is likely
to cause access to be interrupted, or impaired and you acknowledge
and agree that you are responsible for electronic communications
sent from your computer.
Credit Card Transactions
We do not retain credit card details where payments are made over
the website via Secpay (www.secpay.com). Except in exceptional circumstances
any refund we provide to you for any product you have purchased
by credit card is made back to the credit card account used to make
the initial purchase. This is done via the security of Secpay. We
do charge an additional 2.5% to cover credit card charges. Debit
cards are free of charge.
Disclaimer
We will do our best to correct errors and omissions as soon as we
can. Nevertheless on occasion there may be mistakes in the price
or type of product shown. In the event that such error in price,
product or service is shown then we reserve the right to cancel
that contract, but this of course will be without any liability
to you and a refund will be offered.
We take care to ensure the Site is accurate and up to date however,
all warranties (whether expressed or implied) and all liability
to you in respect of the Site, its content and your use of the same
are excluded to the fullest extent permitted by law.
Please note that this disclaimer does not affect your statutory
rights in respect of any products or services that you purchase
from this Site.
Amendment to these Conditions of Use
We reserve the right to amend the Site and these conditions of use
without notice from time to time. Any such amendment shall be effective
once the revisions have been posted on this Site. As these Conditions
of Use may be updated from time to time, we suggest you tale a moment
to revisit them whenever you visit the Site.
If any of these provisions shall be unlawful, void or unenforceable
for any reason the particular provision shall be deemed deleted
and will not affect the validity or enforceability of the remaining
provisions.
Waiver
If you breach these terms of use and we do not take immediate
action against you we are still entitled to enforce our rights
and remedies in respect of any such breach or any subsequent breach.
Jurisdiction and Law
These conditions of use shall be governed by and construed in
accordance with English law. Disputes arising here from shall
be subject to the exclusive jurisdiction of the courts of English
courts. |
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MORIS is a trading name of
Everitt Boles Limited is authorised and regulated
by The Financial Services Authority (FSA)
For further details contact us on:
020 7709 9559
Email:
info@everittboles.com
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