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This
is an annual policy designed to provide cover for your
race car, spares, engines and trailer should they be damaged or destroyed
as a result of accidental damage fire and theft. The policy is operative
whilst the insured items are at the addresses specified by you whilst in
transit (within a transporter or on the back of a trailer). Equipment is
covered for theft at race circuits providing this is following a clearly
forceable and violent act.OPTIONAL EXTENSIONS
Provision is made for you to also cover your tools / spares (max. £5,000 each) and Racewear (Max. £1,000).
The maximum insured limit under this facility is £50,000. If your schedule of insured items are in excess of this, then please call us on 020 7709 9559.
Principle policy exclusions include (but not limited to):
- Liability in respect of third party property or personal injury.
- Loss or damage arising from the use of property under its own power.
- Infidelity or dishonesty.
- Loss or damage whilst the property is being worked upon.
- Mechanical or electrical derangement or breakdown or damage caused by overheating.
- Wear, tear and gradual deterioration, rust, oxidation, latent defect.
- Mysterious or disappearance or unexplained shortage.
- Mechanical and electrical breakdown/failure whilst been driven or caused by the ingress of water into the properties’ mechanical or electrical components.
- Theft of racewear, tools, spares, tyres or crash helmets, unless contained in a locked motor vehicle, room, cabinet or whilst inside your private residence.
When you have chosen your desired level of cover and wish to pay for your policy you will automatically be presented with the option to take advantage of our low cost personal injury insurance. If you do not have any such cover, we recommend you take a moment to consider the consequences of competing without adequate cover for yourself.