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Motorsport insurance? We've got it covered
  • Competition On Track

    Buy per event or up to 4 events at a time. Aggregate insurance up to £30,000. Option to also insure your excess.

  • Road Risks

    Annual Cover with automatic 15% Discount for new customers. Options to include Road Section Cover and also Vehicle Recovery insurance.

  • Karting

    Annual cover from £69.95. Options to include on track chassis damage and theft away from your premises.

  • Bike Sport

    Daily cover for up to 8 days in advance. Premiums from just £40 per day with with £500 min excess.

  • Personal Injury

    A "must have" cover for any competition. £70 buys you peace of mind protection of £100,000 for death or disability. Loss of income also available.

We MUST be notified online within 48 hours of an accident which may give rise to a claim.
This should be done on the MORIS website by clicking on the 'Notification' link.
This must be submitted to formally notify us of your claim.
Insurers may repudiate your claim if this initial notification is late.

Accident Report Form:
Insurers require an independent statement from a circuit official confirming the location, date and time of the accident.

This form can also be downloaded from our website (see Report Form link on the left).

Insurers will repudiate your claim if you are unable to provide this.

Loss Adjuster:
Your trackday insurers may require that the processing of your claim is overseen by an independent third party and may engage the services of a loss adjuster. This is to ensure your claim is treated effectively and fairly if there are areas of discussion.

Correspondence relating to your claim should be sent directly to MORIS unless notified otherwise.

A report will be submitted from the loss adjuster to MORIS for onward transmission to insurers.

Claim payment will come directly from London Special Risks Limited unless advised otherwise.

Photographs:
PHOTOGRAPHS must be taken at the circuit and PRIOR to any repairs to the bike. It is your responsibility to prove your loss.

This is a WARRANTY on your policy. The Insurers have absolute right to repudiate a claim if you fail to comply with the above stipulations.

Photographs should be sent directly to MORIS either digitally online or by post.

Repairs:
No repair work is to be undertaken without prior permission from insurers.

Disposal of parts:
Damaged parts should NOT be disposed of until you have permission to do so.

Fraud:
Insurers have absolute right to repudiate a claim should it become evident that the claim be false or fraudulent as regards to amount or otherwise.