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Motorsport insurance? We've got it covered
  • Competition On Track

    Buy per event or up to 4 events at a time. Aggregate insurance up to £30,000. Option to also insure your excess.

  • Road Risks

    Annual Cover with automatic 15% Discount for new customers. Options to include Road Section Cover and also Vehicle Recovery insurance.

  • Karting

    Annual cover from £69.95. Options to include on track chassis damage and theft away from your premises.

  • Bike Sport

    Daily cover for up to 8 days in advance. Premiums from just £40 per day with with £500 min excess.

  • Personal Injury

    A "must have" cover for any competition. £70 buys you peace of mind protection of £100,000 for death or disability. Loss of income also available.

The best of both worlds?

Chartis Direct Personal Accident Plans now available through MORIS.

Personal Accident Plan | Over 50s Accident Plan


Chartis Direct have exclusively agreed to extend their range of Personal Accident Plans for MORIS customers to include cover while you are competing.

You do not have to limit yourself to having one or the other type of product since Chartis make this cover available "on top of any other benefits or compensation you claim" so it is possible to take advantage of both products should you wish.

The *Chartis Direct Plans are different in a number of ways to the MORIS Personal Accident Insurance policy as outlined below:

Chartis Direct

Policy Period

Rolling monthly Direct Debit

Seasonal. Expires 31st December

Min. Premium

£5.99 per month

£69.95 for the season.

Payment Terms

Monthly Direct Debit

In full payment for the season

Death Benefit

£50,000 (Platinum) £25,000 (Gold)

Maximum is £250,000


£500,000 (Platinum) £250,000 (Gold)

£250,000 as Permanent Disability

Loss Of Income

No cover is provided

Up to £2,500 per week.

Loss of Hearing

£50,000 (Platinum) £25,000 (Gold)

No cover is provided.

24 Hour Cover

Cover is operative 24 hours a day.

Only operative while competing.

Children's benefits are 10% of the figures stated above. Fatal accident is £5,000 / £7,500 depending on the plan you decide to have.

Note: There are restrictions for two wheeled motorsport.

So why not obtain a quote today? Personal Accident Plan | Over 50s Accident Plan

* Please refer to Chartis Direct for their full policy terms and conditions. These could be subject to change without us necessarily knowing.