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  • Competition On Track

    Buy per event or up to 4 events at a time. Aggregate insurance up to £30,000. Option to also insure your excess.

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  • Personal Injury

    A "must have" cover for any competition. £70 buys you peace of mind protection of £100,000 for death or disability. Loss of income also available.

 

Head

 

Loss of osseous substance of the skull in all its thickness surface of at least 6 sq. cm

40%

 

Partial removal of the lower jaw, rising section in its entirety or half of the maxillary bone

40%

 

Loss of one eye

40%

 

 

Upper Limbs

Right

Left

Loss of one arm or one hand

 

60%

50%

Considerable loss of osseous substance of the arm (definite and incurable lesion)

 

50%

40%

Total paralysis of the upper limb (incurable lesion of the nerves)

 

65%

55%

Shoulder anchylosis

 

40%

30%

Extensive loss of osseous substance of the two bones of the forearm (definite and incurable lesion)

 

40%

30%

Total paralysis of the median nerve

 

45%

35%

Total paralysis of the radial nerve at the torsion cradle

 

40%

35%

Amputation of four fingers including thumb

 

45%

40%

Amputation of four fingers excluding thumb

 

40%

35%

 

Lower Limbs

 

Amputation of thigh (upper half)

 

60%

Amputation of thigh (lower half) and leg

 

50%

Total loss of foot (tibio-tarsal disarticulation)

 

45%

Partial loss of foot (sub-ankle-bone disarticulation)

 

40%

Partial loss of foot (medio-tarsal disarticulation)

 

35%

Partial loss of foot (tarso-metatarsal disarticulation)

 

30%

Total paralysis of lower limb (incurable nerve lesion)

 

60%

Anchylosis of the hip

 

40%

Loss of osseous substance from thigh or both bones of the leg (incurable condition)

 

60%

Loss of osseous substance of the knee-pan with considerable separation of the fragments and considerable difficulty of movements in stretching the leg

 

40%

Shortening of the lower limb by at least 5 cm

 

30%

Total amputation of all the toes

 

25%

 

If you are left-handed and, the percentages set out above for the various disabilities of the right upper limb and left upper limb will be transposed.

 

The partial or total "functional" disablement, not specifically dealt with in Total Disability, of a limb or an organ is treated like the partial or total loss of the said limb or organ.

 

The total compensation payable in respect of several disablements due to the same accident is arrived at by adding together the various sums, but shall not exceed the total sum insured specified in your Confirmation of Cover under the heading 'Total Disability'.