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Motorsport insurance? We've got it covered
  • Competition On Track

    Buy per event or up to 4 events at a time. Aggregate insurance up to £30,000. Option to also insure your excess.

  • Road Risks

    Annual Cover with automatic 15% Discount for new customers. Options to include Road Section Cover and also Vehicle Recovery insurance.

  • Karting

    Annual cover from £69.95. Options to include on track chassis damage and theft away from your premises.

  • Bike Sport

    Daily cover for up to 8 days in advance. Premiums from just £40 per day with with £500 min excess.

  • Personal Injury

    A "must have" cover for any competition. £70 buys you peace of mind protection of £100,000 for death or disability. Loss of income also available.

MOTORSPORT OFF TRACK STORAGE & TRANSIT INSURANCE FAQ's

What is Datatag?
This is a very simple, but effective deterrent to thieves and makes the insured equipment identifiable to the police in such a way that it is extremely difficult for the thief to overcome and so his risk level become unacceptably high. Datatag has made a major impact on reducing theft and has a 100% successful prosecution rate. Datatag is Thatcham Q listed and is a winner of International Frontline Award for security.

Am I covered for theft if the the insured equipment is not Datataged?
No. There is a Datatag Warranty on your policy. All insured equipment and trailer are to be identified with DATATAG security and identification markings. This must be completed within 21 days of policy inception and the Datatag registration form must be completed and returned to Datatag within this time. Additional information can be found on our website about Datatag. Failure to do so will automatically result in all theft cover being suspended until such time all insured equipment has been datatagged and the appropriate registration form returned to Datatag. Datatag ID Ltd, Marine House, Thorpe Lea Road, Egham, Surrey. TW20 8BF. www.datatag.co.uk/motorsport.php . Tel:  0845 0700 440

Can my equipment be covered for theft whilst in a trailer?
The basic cover provides for theft whilst at the storage address and from a trailer whilst at a race circuit or traveling to an from. Theft is covered providing it is following a forceable and violent act. Trailers must be immobilised by a wheel clamp and a towing hitch lock.

Can the trailer be covered?
Yes this can be covered whilst being towed and whilst at the race circuit providing a wheel clamp and towing hitch lock are utilised. When not in use, the trailer will be covered whilst at the storage address providing it is either garaged / locked away out of sight or providing a wheel clamp and towing hitch lock are utilised.

Is the car covered for On Track damage.
No. ANY damaged caused to the insured vehicle while "trackside" is excluded.

Is cover available to residents outside the United Kingdom?
Insurance is currently only available to residents of the United Kingdom, Northern Ireland, the Channel Islands and the Isle of Man.

If I travel abroad, can I be covered for the duration of the trip?
Yes, but you will need to contact us if you have not declared this.

What happens if the car or equipment is damaged or stolen?
In the event of a theft or attempted theft, you should advise us via the web (refer to "claims"). This must be notified to us within 48 hours if the incident. Upon receipt, we will contact you to advise the next step. All theft claims must be reported to the police and a crime reference number will be required. Insurers may wish to appoint a loss adjuster. For more details of the role of an adjuster can be found under "Claims" on the home page. In usual circumstances the adjuster will contact you within 48 hours. He will then make a report to Insurers. If you are simply claiming for fire or accident damage you must ensure we have all details, supporting documentation before we can present to insurers.

Will lost or damaged equipment be replaced by new parts?
The policy is underwritten on an indemnity basis. This means that Insurers may take into consideration age and wear & tear when offering settlement of a claim.

Who are the insurers?
As stated on your conformation of cover document

What are the policy exclusions?
Please refer to the policy wording and summary of cover.

Can I buy a policy for Theft only?
No.

Does the policy cover race suits, leathers, boots and gloves?
Yes. These can be covered as specified items on the Get Quote page.

What is the Duty of Disclosure?
The duty of disclosure under United Kingdom law is a duty to pass on to Underwriters all material information relating to the risk under consideration.

What happens if I/ we need to cancel my policy?
Contact us quoting your policy number and / or booking reference. Providing there are no claims paid, advised or outstanding, you will be entitled to a return of premium. This will be calculated on a pro-rata basis plus 25%.

Can the insurers cancel my policy?
Yes, if for example, you have not complied with any security requirements. In the event of there being no claims paid, advised or outstanding, the return of premium will be calculated on a pro rata basis.

Will you share my personal information with any other third parties?

No. The information you have provided to us will only be held by us and the insurers we use for the purpose of the policy (ies) of insurancesyou arrange through ourselves. We will NOT send any of your details to "carefully selected organisations" since we respect the fact it is really frustrating receiving unsolicited mail. We may use your details to contact you further should we have news of insurance products or changes to your policy, but this will be on the basis of "sharing information" not advertising or promotion. This information we reserve to publicise through MORIS News on the home page of our website.
You have the right to ask for a copy of the information held by us in our records but we may ask you to pay a small fee. You also have the right to ask us to correct any inaccuracies in your information by writing to us. If you want to know more about our use of your personal information, this should also be done in writing to the above address.